No Slip-Sliding Away: How to Stay on the Road

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One thing is easy to foretell: Unpredictable weather can cause reduced visibility and hazardous driving conditions that make it challenging for even the most experienced drivers. Fortunately, there are ways to protect yourself, your passengers and your car.

The following tips can help you stay safe when faced with treacherous roads:

• Assemble a winter emergency kit. At a minimum, it should contain a blanket, boots, shovel, nonperishable food and a flashlight.
• Plan ahead for stopping and turning. "Feather" the brakes when approaching a stop, especially if the road is slick. If turning, accelerate very gently through the turn.
• Don't make any sudden moves. Keep it slow and steady to maintain control.
• Be cautious when braking in icy conditions. Coast over ice. Brake after reaching bare pavement. And never slam on the brakes. Brake gently in a pulsing fashion.
• Steer into a skid. Remember: Locked wheels lead. If your rear tires are in a skid and "locked," the rear of your car will start sliding to lead the car down the road. If this happens, steer into the skid, not away, and remember, don't brake during a skid.

If you follow these tips but still find yourself in a crash, just remember that what you do after an accident can make a big difference in keeping everyone safe and in helping you and your insurance company work through a claim.

Remember to follow these tips from the experts at The Progressive Group of Insurance Companies if you get into an accident:

• Stay calm. Stay at the scene but move off the roadway. Warn oncoming traffic by activating your hazard warning lights and/or setting flares.
• Call the police.
• Contact your insurance company to file a claim. The earlier your insurance company knows about the accident, the earlier it can get to work to resolve it.
• Do not admit fault. Only discuss the accident with the police and your claims representative.
• Exchange information with the other driver(s). And remember to get contact information for any witnesses.

For other tips to keep you safe on the road and keep your insurance rates down, talk to your independent agent or broker.

Pugmire Insurance Voted Best Insurance Agency in Salt Lake City for 3 years in a row!!!

It's official, We're the best!

     Pugmire Insurance was voted "Best Insurance Agency" in Salt Lake City for 2010 by the Independent Business Association. We are very excited about this award and appreciate all of our clients and peers that have voted for us this year. It's an honor to be known as the best in your industry and area of expertise.

     Although winning this award was a complete surprise, both in 2008 and 2009 we were voted "Best of Salt Lake" in the category of Auto Insurance. Pugmire Insurance has been in business locally since 1983. With over 30 companies to choose from, such as Bear River, Travelers, Progressive, AAA, United Underwriters and many more, we are able to shop for the best rate available. We will beat our competitors rates 9 out of 10 times!

     Call us at 801-262-7500 to find out how we have been so successful at saving our clients money. Not only do we save our clients money, but we pride ourselves in our award winning customer service. Call or email me at Nick@InsuredUtah.com for a free quote and consultation today!

I just saved Kelly H. 300% or more on her car insurance....

Bloggers,

     Today I want to share one of the many great success stories that Pugmire Insurance has on a weekly basis!  Kelly H. has been with Farmers since see started driving 15 years ago.  She figured she was on her parent's policy and that they must be getting the best rate out there...  Kelly figured her parents had already done their homework. 

     Kelly brought me her coverage information on her current policy stating that she was paying $1700.00 every six months! Wow, I knew right away that based on her age and driving record that she was paying too much. I ran a FREE rate quote with our 30 + companies and found a great local company to meet her needs for $542.50.  That's a savings of over $2,300 a year!!!!!  Think of the money she could have saved over those 15 years if she would have shopped 15 years ago. That's a bunch of dough!
 
      What can we learn from Kelly's example?  First, just because you've been with an agent or company for years, doesn't mean that they have the best rates available.  Second, Farmers Insurance is know as a "Captive Agent."  they offer 1 to 2 different auto insurance products owned by the same company.  Kelly really limited her options by not shopping around.  Pugmire Insurance shops over 30+ companies to find the lowest rates possible.  We are known as an "Independent Agent," meaning we can write for many different companies like Bear River Mutual, AAA, Progressive, Travelers Insurance, United Underwriters and many more!  Typically 9 times out of 10, we can beat your current rate with your captive agent. Third, don't get too comfortable with a name or agent unless you know that you are getting the best rate available and that periodically they are shopping around for you! 

We'll keep you posted on other success stories of our clients.  If you would like to know how you can get the Kelly H. experience, call Nick at 801-262-7500.  Voted best of Salt Lake in Auto insurance for 2 years in a row, you can't afford not to call!

Nick Barber
Agent

Welcome to the Pugmire Insurance Blog

         Welcome to the Pugmire Insurance Blog page.  For first time visitors, we hope that our 30+ years experience in the insurance industry will help you understand how to make educated and informed decisions on how to purchase Auto, Home, Business, Life and Health insurance.  Our posts on this blog may vary from how we helped people save money by shopping over thirty companies with one phone call or we may talk about how to file a claim or avoid a claim all together.

          We hope you enjoy reading our blog and would ask that your share it with a friend.  You can also visit us online at PugmireInsurance.com.

Thank you,

Nick Barber
Company VP and Blog Administrator